:root{
  --ink:#17252d;
  --ink2:#263943;
  --orange:#ee4d2d;
  --orange2:#ff765a;
  --muted:#697780;
  --bg:#f6f7f8;
  --surface:#fff;
  --line:#e0e5e8;
  --soft:#fff4f0;
  --shadow:0 18px 48px rgba(23,37,45,.08);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.62}
a{text-decoration:none;color:inherit}
.container{max-width:1160px;margin:auto;padding:0 22px}
.top{background:var(--ink);color:#dbe6ea;text-align:center;padding:8px 14px;font-size:12px}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--ink)}
.mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--orange),var(--orange2));display:grid;place-items:center;color:#fff;font-weight:900}
.brand small{display:block;font-size:10px;color:#87959d;text-transform:uppercase;letter-spacing:.1em}
.menu{display:flex;gap:18px;align-items:center;font-size:13px;font-weight:700;color:#596972}
.menu a:hover{color:var(--orange)}
.menu .cta{background:var(--orange);color:#fff;padding:10px 14px;border-radius:9px}
.hero{padding:88px 0 76px;background:radial-gradient(circle at 90% 10%,rgba(238,77,45,.14),transparent 30%),linear-gradient(135deg,#fff,#f1f3f4);border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:48px;align-items:center}
.tag{display:inline-block;background:var(--soft);border:1px solid #efd9d1;color:#a44531;padding:8px 12px;border-radius:999px;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
h1,h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink)}
h1{font-size:56px;line-height:1.05;margin:18px 0}
.hero p,.head p,.card p,.box p,.legal p,.legal li{color:var(--muted)}
.hero p{font-size:18px}
.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:10px;background:var(--orange);color:#fff;font-size:14px;font-weight:900;border:1px solid transparent}
.btn.alt{background:#fff;color:var(--ink);border-color:var(--line)}
.panel,.card,.box,.legal,.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.panel{padding:26px}
.panel h2{font-size:30px;margin-bottom:12px}
.panel p,.panel li{font-size:14px;color:var(--muted)}
.sec{padding:70px 0}.white{background:#fff}
.head{max-width:780px;text-align:center;margin:0 auto 38px}
.head h2{font-size:40px;line-height:1.12;margin-bottom:10px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card,.box{padding:24px}
.card h3,.box h3{color:var(--ink);font-size:20px}
.visual{height:150px;border-radius:14px;margin-bottom:18px;padding:18px;display:flex;align-items:flex-end;color:#fff;font-weight:900;text-transform:uppercase;letter-spacing:.07em;font-size:13px}
.v1{background:linear-gradient(145deg,#5e4a58,#9f7085)}
.v2{background:linear-gradient(145deg,#9a5e4d,#de8c72)}
.v3{background:linear-gradient(145deg,#435d6b,#7394a4)}
.v4{background:linear-gradient(145deg,#4e6759,#7fa08b)}
.v5{background:linear-gradient(145deg,#745486,#aa80bc)}
.v6{background:linear-gradient(145deg,#86693a,#bea05d)}
.card .btn{width:100%;margin-top:8px}
.dark{background:var(--ink);color:#fff}
.dark .head h2{color:#fff}.dark .head p{color:#c8d4d9}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step{border:1px solid rgba(255,255,255,.12);border-radius:15px;padding:21px;background:rgba(255,255,255,.04)}
.num{width:34px;height:34px;border-radius:9px;background:var(--orange);display:grid;place-items:center;color:#fff;font-weight:900;margin-bottom:13px}
.step h3{color:#fff;font-size:17px;margin-bottom:8px}.step p{font-size:13px;color:#c7d2d8;margin:0}
.notice{margin-top:22px;background:#fff8f5;border:1px solid #efd9d1;border-radius:13px;padding:17px 18px;color:#675952;font-size:13px}
.company{background:#22343e;color:#fff}
.company .head h2{color:#fff}.company .head p{color:#c7d3d9}
.rows{max-width:950px;margin:auto;border:1px solid rgba(255,255,255,.12);border-radius:16px;overflow:hidden;background:rgba(255,255,255,.035)}
.row{display:grid;grid-template-columns:230px 1fr;gap:16px;padding:12px 17px;border-bottom:1px solid rgba(255,255,255,.08);font-size:13px}
.row:last-child{border-bottom:0}.row strong{color:#ffb5a4}.row span{color:#e6edf0}
.pagehero{padding:62px 0;background:linear-gradient(135deg,#fff,#f1f3f4);border-bottom:1px solid var(--line)}
.pagehero h1{font-size:44px;margin-bottom:12px}.pagehero p{color:var(--muted);font-size:17px}
.prose{max-width:900px;margin:auto}.legal{padding:30px;margin-bottom:18px}.legal h2{font-size:26px}.legal h3{font-size:18px;margin-top:24px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.contact-card{padding:26px}.contact-item{padding:12px 0;border-bottom:1px solid var(--line)}.contact-item:last-child{border-bottom:0}
.contact-item strong{display:block;font-size:12px;color:#a44732;text-transform:uppercase;letter-spacing:.07em}
.contact-item span,.contact-item a{font-size:14px;color:var(--muted)}
footer{background:#0b151a;color:#fff;padding:38px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px}
footer p,footer a{font-size:12px;color:#b4c3ca}
.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;align-content:start}
.copy{border-top:1px solid rgba(255,255,255,.08);margin-top:24px;padding-top:16px;color:#7f949e;font-size:11px}
@media(max-width:900px){
  .hero-grid,.grid3,.grid2,.steps,.contact-grid,.footer-grid{grid-template-columns:1fr}
  .menu{display:none} h1{font-size:42px}.row{grid-template-columns:1fr;gap:4px}
}